Privacy Policy

1. Introduction

Lendicate Group Limited ("Lendicate", "we", "us", or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, company name, and other contact details you provide when inquiring about our services.
• Financial Information: Information related to financing applications, credit history, and asset details when you engage our services.
• Technical Information: IP address, browser type, device information, and usage data collected through cookies and similar technologies.
• Communication Records: Records of correspondence and interactions with our team.

3. How We Use Your Information

We use your information for the following purposes:

• To provide and manage our financing services
• To assess creditworthiness and process financing applications
• To communicate with you about our services and respond to inquiries
• To comply with legal and regulatory requirements
• To improve our website and services
• To send marketing communications (with your consent)
• To prevent fraud and ensure security

4. Legal Basis for Processing

We process your personal information based on:

• Contractual Necessity: To perform our services and fulfill contractual obligations
• Legal Obligations: To comply with applicable laws and regulations
• Legitimate Interests: To operate and improve our business
• Consent: Where you have provided explicit consent

5. Information Sharing and Disclosure

We may share your information with:

• Service Providers: Third-party vendors who assist in our operations (e.g., credit bureaus, legal advisors, IT service providers)
• Financial Institutions: Banks and lenders involved in financing transactions
• Regulatory Authorities: Government agencies and regulators as required by law
• Professional Advisors: Lawyers, auditors, and consultants
• Business Transfers: In connection with mergers, acquisitions, or asset sales

We do not sell your personal information to third parties.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of information and applicable legal requirements.

8. Your Rights

Depending on your jurisdiction, you may have the following rights:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Restriction: Request restriction of processing
• Portability: Request transfer of your information to another service provider
• Objection: Object to processing of your information
• Withdraw Consent: Withdraw consent where processing is based on consent

To exercise these rights, please contact us at [email protected].

9. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie preferences through your browser settings. Please note that disabling cookies may affect website functionality.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.

11. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last Updated" date below. Your continued use of our services after such changes constitutes acceptance of the updated Privacy Policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at: