Terms of Use

1. Acceptance of Terms

Welcome to Lendicate Group Limited ("Lendicate", "we", "us", or "our"). By accessing or using our website and services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our website or services.

2. Description of Services

Lendicate is a specialist private credit platform providing bespoke financing solutions for business jet owners and real asset owners across Asia Pacific. Our services include senior loans, finance leases, pre-delivery loans, operating leases, and related financial advisory services.

3. Eligibility

Our services are intended for sophisticated investors, high-net-worth individuals, family offices, and corporate entities. By using our services, you represent and warrant that you:

• Are at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Are not prohibited by law from accessing or using our services
• Will comply with all applicable laws and regulations

4. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website or systems
• Interfere with or disrupt the website or servers
• Use automated systems to access the website without our permission
• Transmit viruses, malware, or other harmful code
• Collect or harvest information about other users
• Impersonate any person or entity

5. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Lendicate or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

6. Financial Information and Advice

The information provided on our website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Past performance is not indicative of future results.

7. No Offer or Solicitation

Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any securities or financial products. Any such offer or solicitation will be made only through formal documentation and in compliance with applicable securities laws.

8. Risk Disclosure

Financing transactions involve risks, including but not limited to credit risk, market risk, and liquidity risk. The value of assets may fluctuate, and you may lose some or all of your investment. You should carefully consider whether our services are suitable for your financial situation and risk tolerance.

9. Confidentiality

Any information you provide to us in connection with our services will be treated as confidential and used only for the purposes of providing our services, subject to our Privacy Policy and applicable laws.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of third-party websites. Your use of third-party websites is at your own risk.

11. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

12. Limitation of Liability

To the maximum extent permitted by law, Lendicate and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

13. Indemnification

You agree to indemnify, defend, and hold harmless Lendicate and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of our website or services or your violation of these Terms.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region, without regard to its conflict of law provisions. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Lendicate regarding your use of our website and services and supersede all prior agreements and understandings.

17. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date below. Your continued use of our website or services after such changes constitutes acceptance of the updated Terms.

18. Termination

We reserve the right to terminate or suspend your access to our website and services at any time, without notice, for any reason, including but not limited to violation of these Terms.

19. Contact Information

If you have questions or concerns about these Terms, please contact us at: